Apply for Financing
Credit Range
Pre-qualification Rate
Est. APR Range
Loan Amount
Loan Term
Lending Partners
Excellent
850-741
850-741
89%
4.99% - 19.07%
$1,000 - $100,000
2-12 Years
8
Good
740-681
740-681
80%
10.54% - 26.70%
$1,000 - $100,000
2 - 12 Years
8
Average
680-661
680-661
70%
16.85% - 34.83%
$1,000 - $50,000
1-7 Years
9
Poor
660-500
660-500
58%
20.50% - 36.99%
$1,000 - $50,000
1 - 5 Years
10
What Is a Personal Loan?
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3 - 7 Year Repayment Periods
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Typically Lower Rates than Credit Cards
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Zero Equity Required
Hearth Helps You Find Monthly Payments for Your Project.
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Rates in under 2 minutes
Loans typically fund in 1-5 business days. If approved, Hearth's lending partners can deposit cash into your account as soon as 24 hours.
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Easy Monthly Payments
No surprises personal loans through Hearth's lending partners have fixed rates and terms. You'll know your monthly payments upfront.
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Get Your Money Fast
Review your rates from over a dozen lenders through Hearth's quick and secure application without affecting your credit score.
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No Prepayment Penalties
There are no fees for paying off your loan sooner, saving you time and money.